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Policy Brief

Omnibus Law on Taxation: Winning or Losing?

Omnibus Law on Taxation: Winning or Losing?

The government has submitted the Omnibus Law on Taxation to the House of Representatives (DPR) for discussion and ratification. The public’s attention has not been as alert, as compared to the labor provisions within the Law, although the Law on Taxation will have a direct impact on community welfare. At the time of writing this Policy Brief, the discussions on…

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The Risk of Over-indebtedness Amid COVID-19 Pandemic

The Risk of Over-indebtedness Amid COVID-19 Pandemic

Crisis amid COVID-19 pandemic makes households more vulnerable towards over-indebtedness. Massive layoffs and economic slowdown has forced many households to lose / face a significant decline in their income. Furthermore, broader access to financial services that has not been followed by adequate financial literacy has encouraged illegal financial practice and has trapped many households into a cycle of debt due…

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