Women in Indonesia still face various challenges in accessing formal financial services. The Responsibank Indonesia Case Study (2019) analyzes the profile of households experiencing debt entanglement triggered by a lack of financial literacy, aggressive marketing tactics, predatory lending practices, and lax credit screening processes.
Women are more vulnerable to inhumane debt collection methods through terror, threats of personal data dissemination, and sexual harassment in cyberspace by many illegal online loan application providers.
